SIP Calculator for India
Estimate maturity value of a monthly SIP in mutual funds at an expected annual return. For planning only—not guaranteed returns.
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Quick estimates for India, the US, Canada, the UK, Australia, Singapore, and more—mortgages, tax, retirement, and budgets. Then track spending in Atlantic on iPhone and iPad.
SIP, PPF, EMI, GST, and salary tools in ₹ (INR).
Estimate maturity value of a monthly SIP in mutual funds at an expected annual return. For planning only—not guaranteed returns.
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Project growth of a one-time mutual fund or equity investment over time with compound returns.
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See estimated future value and wealth gained on a mutual fund investment for a given amount, return, and duration.
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Estimate returns when you increase your monthly SIP by a fixed percentage every year.
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Plan systematic withdrawals from a mutual fund lumpsum—see how long the corpus may last at a fixed monthly payout.
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Calculate compound interest on savings or investments with configurable compounding frequency.
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Find compound annual growth rate between a starting and ending investment value over a number of years.
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Calculate return on investment as a percentage and absolute gain from amount invested and current value.
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Compute average buy price across multiple stock purchases (quantity × price).
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See what an amount today may be worth in future rupees at an assumed inflation rate.
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Estimate fixed deposit maturity amount with quarterly compounding at your bank’s rate.
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Estimate recurring deposit maturity from monthly deposits and interest rate.
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Estimate Public Provident Fund balance from annual contributions and interest (yearly compounding).
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Estimate Sukanya Samriddhi Yojana maturity from annual deposits and expected interest rate.
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Estimate National Savings Certificate maturity on a lumpsum deposit with annual compounding.
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Estimate quarterly interest and total returns on Senior Citizens Savings Scheme deposits.
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Estimate monthly income from Post Office Monthly Income Scheme on a lumpsum deposit.
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Split your monthly take-home pay into needs, wants, and savings using the 50/30/20 rule. Adjust percentages to fit your life.
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See a suggested rent range from your monthly salary using common guidelines. A starting point—not a rule for everyone.
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Work out how much to save each month to reach a target amount by a deadline—vacation, emergency fund, or big purchase.
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Add up monthly subscriptions and see yearly cost. Spot small recurring charges that add up over time.
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Subtract fixed bills from take-home pay and see what is left for flexible spending and savings each month.
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Estimate monthly EMI, total interest, and total payment for a home, car, or personal loan. Free calculator for Indian borrowers.
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Estimate how long it may take to clear a card balance with a fixed monthly payment. For planning only—not a payoff guarantee.
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Calculate simple interest on a principal amount for a given rate and time period. Useful for short-term loans and deposits.
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Compare approximate EMI under flat-rate vs reducing-balance interest on the same loan amount and tenure.
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Rough estimate of equity delivery brokerage and statutory charges on a trade value. Rates vary by broker.
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Estimate Employees’ Provident Fund balance from monthly salary contributions (employee + employer share).
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Estimate National Pension System corpus from monthly contributions and expected return until retirement.
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Estimate monthly pension under Atal Pension Yojana from contribution period and target pension band.
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Estimate gratuity payable for eligible employees under the Payment of Gratuity Act (₹10 lakh cap not applied here).
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Estimate corpus needed for retirement from monthly expenses, inflation, and years until retirement.
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Estimate income tax under the old tax regime slabs (FY 2024–25) plus 4% cess. For illustration only.
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Estimate exempt House Rent Allowance under Section 10(13A) for salaried taxpayers in metro/non-metro cities.
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Calculate Tax Deducted at Source on a payment amount at a given TDS rate percentage.
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Add or remove GST from an amount at 5%, 12%, 18%, or 28% slab. Quick invoice and expense estimates.
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Rough net take-home from annual CTC after standard deduction and old-regime tax estimate.
Open calculatorMortgage, 401(k), Roth IRA, federal tax, and retirement in $ (USD).
Estimate monthly principal and interest on a US home loan. Add taxes and insurance with your lender for full PITI.
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Calculate monthly car loan payments and total interest for US auto financing.
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Estimate fixed monthly payments on an unsecured personal loan.
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See how many months to break even on refinance closing costs from lower payments.
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Compare rough monthly cost of renting vs owning a home over time.
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Estimate monthly payment and total interest on federal or private student loans.
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Estimate months to pay off a credit card balance with fixed monthly payments.
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Project 401(k) balance from monthly contributions and employer match with compound growth.
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Estimate tax-free Roth IRA growth from annual or monthly contributions.
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Rough retirement corpus from monthly savings, years to retire, and expected return.
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Very rough monthly Social Security benefit estimate from earnings history. Not an SSA official estimate.
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Estimate federal income tax for single filers (2024 brackets, standard deduction). State tax not included.
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Rough net annual pay after federal tax and standard deduction from gross salary.
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Estimate federal tax on long-term capital gains for single filers (simplified 2024 rates).
Open calculatorMortgage, RRSP, TFSA, CPP, and federal tax in $ (CAD).
Project Registered Retirement Savings Plan growth from contributions and expected return.
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Rough retirement savings goal from monthly contributions until retirement age.
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Illustrative Canada Pension Plan monthly benefit at 65 from earnings (not a Service Canada estimate).
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Estimate federal income tax only (2024 brackets). Provincial tax varies by province.
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Add or remove GST/HST from an amount for Canadian invoices and purchases.
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Rough net annual income after federal tax from gross salary (no provincial).
Open calculatorMortgage, ISA, stamp duty, income tax, and NI in £ (GBP).
Estimate monthly repayments on a UK repayment mortgage (capital and interest).
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Estimate Plan 2 student loan repayment from annual salary (9% above threshold).
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See interest saved from regular monthly overpayments on a UK mortgage.
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Estimate months to clear a credit card balance with fixed monthly payments.
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Estimate Stamp Duty Land Tax (SDLT) on residential property in England & NI (simplified bands).
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Estimate income tax and Class 1 National Insurance (2024/25, England/Wales/NI rates).
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Rough CGT on gains after annual exempt amount (simplified rates for individuals).
Open calculatorMortgage, super, PAYG tax, HECS-HELP, and stamp duty in A$ (AUD).
Estimate monthly home loan repayments on an Australian mortgage. Add rates, fees, and offset with your lender.
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Rough yearly HELP repayment from salary above the repayment threshold.
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Calculate fixed monthly payments on an unsecured personal loan.
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Estimate Australian income tax on annual earnings (resident rates, illustrative).
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Estimated annual take-home after illustrative PAYG income tax.
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Illustrative transfer duty on a property purchase (simplified bands).
Open calculatorCPF, SRS, mortgage, and income tax in S$ (SGD).
Mortgage, KiwiSaver, PAYE tax, and student loan in NZ$ (NZD).
Mortgage, pension, PAYE tax, and stamp duty in € (EUR).
Mortgage, end-of-service gratuity, and loans in AED.
Bond, retirement annuity, PAYE tax, and TFSA in R (ZAR).
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