🇳🇿 New Zealand

Calculators for New Zealand

Mortgage, KiwiSaver, PAYE tax, and student loan in NZ$ (NZD). Free tools for mortgages, tax, retirement, loans, and budgeting—then track spending in Atlantic on iPhone and iPad.

New Zealand households focus on mortgage rates, KiwiSaver contributions, PAYE tax, and student loan repayments tied to income. These free calculators use NZD so you can estimate bond payments, retirement balances, and loan timelines before you sign paperwork.

KiwiSaver and tax thresholds change—enter figures from IRD or your provider. Use the mortgage tool when comparing fixed terms or extra principal payments.

Atlantic Finance supports the next step: manual expense tracking, budgets, and month-end reviews on iPhone and iPad with a local-first feel.

All countries 6 calculators

Mutual funds & investments

Loans & EMI

Retirement & pension

Tax & salary

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See Atlantic on iPhone & iPad

Local-first speed, clear categories, and budgets that update as you log—no cluttered dashboards.

  • Atlantic Finance dashboard with spending overview on iPhone
  • Transactions list with categories in Atlantic Finance
  • Add an expense or income in Atlantic Finance
  • Monthly budgets overview in Atlantic Finance
  • Budget category detail with spent and remaining
  • Manage spending categories in Atlantic Finance
  • Manage payees and merchants in Atlantic Finance
  • Settings, theme, and sync options on iPhone and iPad

Download Atlantic Finance

You ran the New Zealand numbers—track spending, budgets, and bills in Atlantic on iPhone & iPad.

Free to start on iPhone and iPad. Optional sync when you use more than one device.