US Investment Calculator for United States
Project portfolio value from monthly investing at an expected annual return.
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Mortgage, 401(k), Roth IRA, federal tax, and retirement in $ (USD). Free tools for mortgages, tax, retirement, loans, and budgeting—then track spending in Atlantic on iPhone and iPad.
US planning often mixes gross pay, pre-tax retirement contributions, mortgage PITI, student loans, and state-level quirks. These calculators use USD and common US assumptions—401(k) or Roth IRA growth, federal tax brackets, mortgage payment breakdowns, and loan amortization—so you can sanity-check a decision before talking to a lender or CPA.
Pick a tool by goal: housing payment, retirement projection, take-home pay, or debt payoff. Rates and limits change; always confirm with official IRS guidance, your HR benefits booklet, or your loan estimate. Results are educational only.
Atlantic Finance helps you track day-to-day spending and budgets on iPhone and iPad when you are ready to move from a one-time calculation to a weekly money habit.
Estimate monthly principal and interest on a US home loan. Add taxes and insurance with your lender for full PITI.
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Calculate monthly car loan payments and total interest for US auto financing.
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Estimate fixed monthly payments on an unsecured personal loan.
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See how many months to break even on refinance closing costs from lower payments.
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Compare rough monthly cost of renting vs owning a home over time.
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Estimate monthly payment and total interest on federal or private student loans.
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Estimate months to pay off a credit card balance with fixed monthly payments.
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Project 401(k) balance from monthly contributions and employer match with compound growth.
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Estimate tax-free Roth IRA growth from annual or monthly contributions.
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Rough retirement corpus from monthly savings, years to retire, and expected return.
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Very rough monthly Social Security benefit estimate from earnings history. Not an SSA official estimate.
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Estimate federal income tax for single filers (2024 brackets, standard deduction). State tax not included.
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Rough net annual pay after federal tax and standard deduction from gross salary.
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Estimate federal tax on long-term capital gains for single filers (simplified 2024 rates).
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